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First Time Buyers

  • Hooray, hooray, it's a Stamp Duty holiday!

    Hooray, hooray, it's a Stamp Duty holiday!

    Chancellor Rishi Sunak has announced the following changes to Stamp Duty Land Tax (SDLT): With immediate effect from 8 July 2020 there will be no SDLT payable on the first £500,000 of the purchase price, 5% will be payable on the next… Read More

  • Changes to the Help to Buy scheme from April 2021

    Changes to the Help to Buy scheme from April 2021

    The government has announced a new Help to Buy scheme to run from April 2021. The revised Help to Buy scheme is more restrictive and ends in March 2023, unless the government extends it. The current Help to Buy Scheme is available to first… Read More

  • COVID-19: The Law Behind the Lockdown

    COVID-19: The Law Behind the Lockdown

    On Monday 23 March 2020 the Prime Minister announced strict new rules on leaving your home in response to the escalating Covid-19 pandemic. In the days that followed various government ministers stressed that these new rules were not a… Read More

  • COVID-19: Will the pandemic affect my mortgage?

    COVID-19: Will the pandemic affect my mortgage?

    With headlines reporting that the UK mortgage market is in ‘lockdown’, it’s understandable you may be concerned about your ongoing or existing mortgage application.Can I still apply for a mortgage? Lenders such as Nationwide are… Read More

  • Buying and selling during the coronavirus pandemic

    Buying and selling during the coronavirus pandemic

    *This blog has been updated since first being published - last updated 27th March 2020* As the coronavirus pandemic rapidly changes our everyday lives, questions arise relating to buying and selling properties during these challenging… Read More

  • Modern Methods of Construction: Modular Homes

    Modern Methods of Construction: Modular Homes

    Following the Business Secretary's recent visit to Leeds, the government is championing a drive to make the North of England the world leader in modular homes. But what are modular homes and how will they affect home buyers? Similar to the… Read More

  • The clock is ticking for Help to Buy ISAs

    The clock is ticking for Help to Buy ISAs

    From 30th November 2019, Help to Buy ISAs will be closed to new customers. First time buyers can still open an account between now and the deadline, if they don’t already have one. Help to Buy ISAs were introduced in 2015 to help… Read More

  • What should I know about chancel repair liability?

    What should I know about chancel repair liability?

    ‘Chancel repair liability’ is an archaic law requiring some property owners to contribute to the cost of repairing a medieval church. The ‘chancel’ is the area around the altar in a parish church. The obligation to pay is attached to… Read More

  • Why should coal mining affect my house purchase?

    Why should coal mining affect my house purchase?

    On a recent visit to the National Coal Mining Museum a retired miner told me the whole of Yorkshire is held up by steel props. Given the extent of coal mining during and after the industrial revolution this may not be as far fetched as it… Read More